We use a stablecoin-enabled credit approach where crypto-natives can lend their US dollar denominated stablecoins to earn a real yield from businesses that can take out loans by tokenising their hardware collateral and underwriters can participate in algorithmic auctions.
This particular product falls under Payload-based financing and Reputation-based financing mentioned in The Vision and is built on top of the Watchtower Stack. For more info, you can go to the Watchtower Stack Overview.